Covered by MVA & WCB claims

Injured in a Car Accident or Hurt at Work?

Your physiotherapy may be fully covered, at no cost to you. We treat your injury and handle the MVA and WCB paperwork for you.

  • Direct billing to MVA & WCB on approved claims
  • Whiplash, back, neck, and soft-tissue injury care
  • North Edmonton clinic, same-week assessments

Call (825) 435-4600

Book Your Assessment

Tell us a bit about you and our team will reach out.

Direct Billingto MVA & WCB
No Cost To Youon approved claims
North Edmonton4229 118 Ave NW
Same-Weekassessments available

We Treat Accident & Workplace Injuries

Whether it was a collision or an injury on the job, our registered physiotherapists build a recovery plan around getting you back to feeling like yourself.

Whiplash & Neck Pain

Targeted treatment for whiplash, stiffness, and headaches following a motor vehicle accident.

Back & Joint Injuries

Hands-on care and guided exercise for back, shoulder, and knee injuries from work or collisions.

Soft-Tissue & Sprains

Recovery programs for strains, sprains, and soft-tissue damage, with progress tracked every visit.

What Your Coverage Actually Pays For

Most people injured in a collision or at work in Alberta can start physiotherapy without paying up front. The two systems work differently, so here is what applies to you.

Car accident

Section B accident benefits

Every Alberta auto policy carries Section B accident benefits, and they apply no matter who caused the collision. Treatment for sprains, strains, and whiplash-associated disorder is governed by the province’s Diagnostic and Treatment Protocols.

  • Get assessed within 10 days of the collision to access treatment under the protocols
  • Pre-approved visits without waiting on the insurer: up to 10 for WAD I, up to 21 for WAD II
  • Submit form AB-1, Notice of Loss and Proof of Claim, to your insurer
  • We bill your insurer directly on approved claims
  • You choose your own clinic. Your insurer cannot assign one to you
Workplace injury

WCB Alberta claims

If you were hurt doing your job, the Workers’ Compensation Board covers the treatment needed to get you back to work safely. You do not need a doctor’s referral to start physiotherapy.

  • Report the injury to your employer, who files the employer report
  • Bring your claim number if you have one, or we can start without it
  • We bill WCB directly on approved claims
  • Treatment is built around the physical demands of your actual job
  • We handle the progress reporting WCB requires

Coverage details reflect Alberta’s current accident benefits rules as of August 2026. Alberta’s care-first auto insurance system takes effect January 1, 2027 and will change how accident benefits are structured. Your insurer or the Government of Alberta can confirm what applies to your claim.

What To Do In The First 48 Hours

What you do immediately after an injury affects both your recovery and your claim. These are the steps that matter most.

After a car accident

  1. Report the collision to your insurer and ask them to open a Section B claim.
  2. Get assessed by a physiotherapist within 10 days, even if the pain feels manageable.
  3. Complete form AB-1 and return it to your insurer.
  4. Keep moving gently. Prolonged rest and collars slow whiplash recovery.
  5. Write down your symptoms as they change. Stiffness and headaches often appear on day two or three.

After a workplace injury

  1. Tell your supervisor and make sure the injury is recorded that day.
  2. Confirm your employer has filed their report with WCB.
  3. Book a physiotherapy assessment. You do not need to wait for claim approval.
  4. Note the exact tasks and movements that caused the injury.
  5. Keep your employer updated on your restrictions so modified duties can be arranged.

Why Claim-Based Recovery Is Different

Treating a claim injury is not the same as treating a sore back. There is a second job running alongside the treatment.

The paperwork is part of the care

Insurers and WCB both need documented assessments, progress reports, and functional findings at set intervals. Missed reporting is one of the most common reasons coverage stalls, so we handle it as part of your treatment.

Recovery is measured against your real life

Being comfortable sitting still is not the goal. The target is the specific demands you need to meet, whether that is lifting on a job site, a full shift on your feet, or a commute without neck pain.

Timelines carry real consequences

The 10-day assessment window, the AB-1 deadline, and WCB reporting dates all affect what gets covered. We flag what is due and when so a deadline does not quietly cost you treatment.

Bring these to your first visit

  • Photo ID and your Alberta Health card
  • Your claim or policy number, if you have one
  • Your insurer or WCB adjuster’s contact details
  • The date the injury happened
  • Any imaging or medical reports you already have
  • Clothing you can move comfortably in

Getting Started Is Simple

We make claim-based care easy, so you can focus on recovery instead of paperwork.

Call or Book

Reach out and tell us it is an MVA or WCB injury. We will get you in quickly.

We Handle the Claim

We coordinate direct billing with your insurer or WCB so there is no cost to you on approved claims.

Start Recovering

Begin a personalized treatment plan with a registered physiotherapist in North Edmonton.

Start Your Recovery Today

Speak with our team about your car accident or workplace injury. We will take it from there.

Call (825) 435-4600

MVA and WCB Physiotherapy, Answered

The questions our Edmonton patients ask most about claim-based treatment.

Will physiotherapy after a car accident cost me anything?
On an approved Section B claim we bill your insurer directly, so there is no cost to you at the visit. If treatment continues beyond what the protocols pre-approve, we request further coverage from your insurer before continuing, and you will always know where you stand before a session goes ahead.
Can I choose my own physiotherapy clinic?
Yes. Under both Section B and WCB you choose where you are treated. An insurer or employer can suggest a clinic, but the decision is yours, and you can transfer to Beverly Physiotherapy partway through a claim.
Do I need a doctor’s referral to start?
No. You can book a physiotherapy assessment directly for both accident and workplace injuries in Alberta. Some extended health plans ask for a referral for their own coverage, so it is worth checking with your provider if you plan to use one.
What if I did not feel injured until a few days later?
That is common, particularly with whiplash, where stiffness and headaches often surface on the second or third day. Get assessed as soon as symptoms appear. The 10-day window for the treatment protocols runs from the date of the collision, not the date you noticed the pain.
Does using Section B benefits raise my insurance premium?
Section B accident benefits are no-fault, meaning they apply regardless of who caused the collision. Using them for treatment is what the coverage exists for. Questions about how a specific claim affects your policy are best directed to your insurer or broker.
How long does treatment usually take?
Most straightforward sprain, strain, and whiplash injuries improve substantially over six to twelve weeks with consistent treatment and home exercise. Recovery depends on the injury, your job demands, and how quickly care started, which is why an early assessment matters.

Read More Before You Book

Detailed guides written by our Edmonton team on the injuries and claims we treat most.

GuideWhiplash after a car accident in EdmontonGuideHow WCB physiotherapy coverage actually worksServiceGeneral physiotherapy in EdmontonServiceChiropractic care with Dr. Jalal Hussein

Visit Beverly Physiotherapy

Conveniently located in North Edmonton, with easy parking and flexible appointment times.

Address: 4229 118 Ave NW, Edmonton, AB T5W 1A6

Phone: (825) 435-4600

Email: info@beverlyphysio.ca

Coverage: Motor Vehicle Accident (MVA) and Workers’ Compensation (WCB) claims, with direct billing on approved claims.

Chiropractic: Accident and workplace injuries can also be treated by our chiropractor in Edmonton, Dr. Jalal Hussein, DC.

Coverage and direct billing apply to approved MVA and WCB claims and are subject to insurer and Workers’ Compensation Board approval. Beverly Physiotherapy does not provide medical advice through this page. Contact us to discuss your individual situation.

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